Homebuyer Income & Purchase Price Limits
First Home Loan, First Generation Pilot Program, Salute ME & Salute Home Again Programs
Most Maine homebuyers are income eligible. See if you are income eligible. | Most Maine homes are purchase price eligible. See eligible home purchase prices in your area.
Income Limits
Income limits vary depending on how many people live in your household and on the county where you'd like to buy your home. Limits are subject to change.
Effective Date: May 1, 2024
| Area | Household Size | |
| 1-2 person | 3 or more | |
| Portland and York/Kittery HMFAs | ||
| Cumberland County: Cape Elizabeth, Casco, Chebeague Island, Cumberland, Falmouth, Freeport, Frye Island, Gorham, Gray, Long Island, North Yarmouth, Portland, Raymond, Scarborough, South Portland, Standish, Westbrook, Windham, Yarmouth York County: Berwick, Buxton, Eliot, Hollis, Kittery, Limington, Old Orchard Beach, So. Berwick, York | $127,500 | $146,625 |
| Other Areas | ||
| Cumberland, Sagadahoc, and York Counties (excluding HMFA) | $102,100 | $117,415 |
| All Other Areas | $97,900 | $111,835 |
Purchase Price Limits
New and existing single-family homes, owner-occupied two to four unit apartment buildings, and condominiums are all eligible. So are mobile homes located on owned land and built within the last 20 years. See the chart below to find out if the price of the house you want meets MaineHousing guidelines.
Purchase Price Limits establish maximum eligibility guidelines, not the price of the home you can afford. Your individual financial situation will determine the mortgage amount you can actually borrow. For more information, contact a MaineHousing Participating Lender. Purchase Price Limits are subject to change.
If you are using the Mobile Home Self-Insured Option, the Purchase Price Limit for single-wide and double-wide mobile homes is $250,000 for mobile homes on owned land and $200,000 for mobile homes on leased land, for all areas.
Effective Date: May 1, 2024
| Area | Household Size | |||
| 1-Unit | 2-Unit | 3-Unit | 4-Unit | |
| Portland and York/Kittery HMFAs | ||||
| Cumberland County: Cape Elizabeth, Casco, Chebeague Island, Cumberland, Falmouth, Freeport, Frye Island, Gorham, Gray, Long Island, North Yarmouth, Portland, Raymond, Scarborough, South Portland, Standish, Westbrook, Windham, Yarmouth York County: Berwick, Buxton, Eliot, Hollis, Kittery, Limington, Old Orchard Beach, So. Berwick, York | $540,000 | $600,000 | $650,000 | $750,000 |
| Other Areas | ||||
| Cumberland, Sagadahoc, and York Counties (excluding HMFA) | $540,000 | $600,000 | $650,000 | $750,000 |
| All Other Areas | $500,000 | $550,000 | $600,000 | $650,000 |
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